Need to Improve Your Credit Score FAST? Learn How to Add 100 Points in 1 Month!

A bad credit score can make it difficult to get approval for the things you need. If you are trying to move into an apartment or get a loan, having a low score on your credit report will make potential landlords and banks pass on you as an applicant.

To get approved for the services you need — from loans to housing to credit cards with affordable interest rates — you have to improve your credit score.

We’ve compiled a list of the top-rated ways to fix your credit score hassle-free. By following these steps, you’ll be able to boost your credit rating so that you can get approved for housing, loans, credit cards and more.

20% of Americans Are Seeing Their Credit Scores PLUMMET Because of Mistakes on Their Reports — Are You One Of Them?

If your credit report has any mistakes or inaccuracies, your credit score may appear lower than it really should be.

The good news is there is an easy and free way to handle these problems and fix your credit score — getting a free credit report online.

  1. Go online to any of the three credit bureaus. That means Equifax, Experian or TransUnion.
  2. Set up an account. You will be asked a few questions to match you with your credit report.
  3. Run a free credit report check online. You will be able to review your free full credit report and see if there are any issues that might be affecting your score.

If you notice any issues like fraudulent accounts, let the 3 credit reporting agencies know immediately. This simple step could end up improving your credit score by as much as 100 points.

Take advantage of Equifax, TransUnion and Experian credit reports online now to check your credit today.

These Pros Can Fix Your Credit Score — Learn About the Best Companies That Fix Your Credit

Without professional advice, you can’t be sure that you’re taking the right steps to boost your credit rating. If your goal is to improve your credit score in 30 days, consider looking into professional services.

You can get free credit counseling services from credit repair companies online. Their financial credit advisors can look at your situation and give you suggestions for how to fix your bad credit. This credit counseling is free of charge because you will only be getting advice.

Would you rather find a company to fix your credit for you?

You can hire credit score improvement companies online to do just that. Depending on your needs, their credit score boosting programs can:

  • Remove any mistakes on your credit report.
  • Remove bad reports from your lenders.
  • Try to settle your debts for a fraction of the total.

The best company to fix your credit is the one that meets your needs. Pick the credit repair company that’s right for you today so that they can get to work on boosting your credit score quickly.

Secured Credit Cards Make Fixing Your Credit EASY — Find Out How

One simple and stress-free way to increase your chances of being approved by lenders for credit cards and loans AND start fixing your credit is with a secured credit card.

Secured credit cards work like debit cards. You put a certain amount of money down, and that becomes the money that is available on your card. These cards are less risky for creditors, so they’re easier to get approved for, which makes them a great option for improving your credit.

When you get a secured credit card, start using it and stay on top of your payments, you show lenders that you’re trustworthy.

You show the credit bureaus, too. Having a positive account like this on your credit report can help to rebuild your credit score while you pay off other accounts.

These are the best secured credit cards that can help you add 100 points to your credit score.

  • Capital One secured credit card
    • No yearly fee
    • No transfer fee
  • Citi secured credit card
    • No yearly fee
    • Internationally approved
  • Discover secured card
    • No yearly fee
    • 2% cashback

You can still qualify for secured credit cards with bad credit ratings. These credit cards were made to rebuild your credit. Apply online today for the credit card you want to expedite the approval process.

Learn How to Get Out of Debt AND Fix Your Credit Score With Debt Consolidation

If you are currently in debt and have very high interest rates, this can make improving your credit score even more difficult. However, there is a solution that can help you get out of debt AND fix your credit score without any hassle.

Debt consolidation allows you to combine all your debts into one loan with a lower monthly payment. This gives you the chance to pay back the money you owe and improve your credit score over time.

A lot of debt relief solutions require you to stop using credit cards altogether. But debt consolidation programs give you the chance to repair your credit while you take advantage of affordable credit cards.

These are some of the best balance transfer cards that you can use to pay off your debt and rebuild your credit:

  • With a Capital One balance transfer credit card, your starting interest rate is 0%.
  • With a Discover balance transfer credit card, your interest rate for the first 12 months is 0%.
  • With a Wells Fargo 0 balance transfer credit card, your interest rate for the first 15 months is 0%.